🏡 Homeowners Insurance
Homeowners insurance helps protect your home, your belongings, and your financial well-being if the unexpected happens. It typically covers damage from events like fire, windstorms, theft, and vandalism, as well as liability protection if someone is injured on your property. Many policies also include coverage for additional living expenses if you’re unable to live in your home during repairs. Your home is one of your biggest investments—homeowners insurance helps protect it.
🛋 Renters Insurance
Renters insurance is designed to protect what your landlord’s policy doesn’t: your personal belongings and your liability. It helps cover items like furniture, clothing, electronics, and personal valuables if they’re damaged or stolen. It also provides liability coverage if someone gets hurt in your rental and you’re found responsible. Affordable and essential, renters insurance ensures you’re protected even if you don’t own the building.
🏢 Condo Insurance
Condo insurance works alongside your condo association’s master policy to cover what the association doesn’t. Typically, it helps protect the interior of your unit—walls, flooring, fixtures—as well as your personal belongings. It also includes personal liability coverage and may help with additional living expenses if your condo becomes uninhabitable after a covered loss. Condo insurance gives you peace of mind knowing your space and possessions are protected.
🏠 Rental Dwelling / Landlord Insurance
Rental dwelling insurance (landlord insurance) is designed for property owners who rent out homes, condos, or rental units. It typically covers the structure of the property and may include protections against events like fire, storm damage, or vandalism. Many policies also offer liability coverage and optional loss-of-rent coverage if your property becomes uninhabitable after a covered claim. It helps protect your investment while giving you confidence as a landlord.
